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Pre existing condition disclosure travel insurance

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Karolina W.•1645 rep•2

Pre existing condition insurance policy disclosure required

5

3 Answers from travellers

✓Accepted Answer

YES fully disclose. Undisclosed pre-existing conditions void coverage entirely if claim relates. Most policies offer 'stability period' clauses: if condition stable 60-180 days pre-departure, covered. If flare/change occurred recently, coverage may exclude that condition.

2
R
Ranga T.•6790 rep•1

For chronic conditions (diabetes, heart disease, cancer history, mental health): specialized medical travel insurance (World Nomads Explorer, Allianz Global Assistance) offers riders. Cost may be 30-50% higher but coverage worthwhile. Disclose in writing during purchase.

42
R
Ravi J.•13750 rep•1

Full disclosure + specialized policy. Thanks!

2
K
Karolina W.•1645 rep•2

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