Rental car full coverage vs basic minimum

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L
Lucas OD.1335 rep2

Rental car insurance Sri Lanka Full coverage or basic

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3 Answers from travellers

Accepted Answer

HIGHLY RECOMMENDED full coverage in Sri Lanka. Traffic is chaotic, damage risk high, road conditions variable. Basic coverage may leave you with USD 500-3000 excess/deductible on any damage. Full coverage (LDW + CDW + Zero Excess) adds USD 15-30/day but eliminates worry.

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R
Ranga T.6790 rep1

Check credit card rental coverage — some (Amex Platinum, Chase Sapphire) include coverage. But Sri Lanka often excluded from credit card list. Confirm with your card. Rental agencies (Casons, Hemas, Kangaroo) offer their coverage — read specific inclusions/exclusions before signing.

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R
Ravi J.13750 rep1

Full coverage + verify with credit card. Thanks!

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L
Lucas OD.1335 rep2

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