Tuk tuk rental insurance, what does it cover.

If you rent from a premium agency, they provide comprehensive local insurance that fully covers major damage caused by accidents or collisions with other vehicles. However, standard local insurance policies explicitly do not cover minor cosmetic scratches, torn canvas rain covers, or ripped interior seats. If you damage the vehicle cosmetically, the rental company will deduct the repair cost directly from your 150 USD security deposit. Furthermore, absolutely no local vehicle insurance covers your personal medical bills if you are injured, so international travel health insurance is strictly mandatory.