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Insurance rules for long term Tuk Tuk rentals on a 3 month surf trip

Asked about 7 hours agoViewed 343 times
C
Clara F.•2555 rep•2
asked about 7 hours ago

I am renting a tuk-tuk for 3 months to chase swells around the island. What are the legal requirements for third-party versus comprehensive insurance for rented three-wheelers.

34
asked about 7 hours ago
C
Clara F.•2555 rep•2

2 Answers

✓Accepted Answer

By Sri Lankan law, all vehicles on the road must have at least third-party insurance. However, for a rental, you must insist the rental agency provides Full Comprehensive Insurance specifically categorized for "Rent a Car/Vehicle" usage. If the insurance certificate says "Private Usage Only" and you crash while renting it, the insurance is void, and you will be personally liable for all damages and medical bills.

28
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answered about 6 hours ago
R
Ruwan D.•3940 rep•1

Always ask to see the physical insurance card and check the expiration date. Keep a photocopy of it in the glovebox along with the vehicle revenue license. Police will ask for both at checkpoints.

32
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answered about 6 hours ago
A
Amali S.•5030 rep•1

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