Does international travel insurance totally cover scooter accidents in Sri Lanka.

This is an incredibly highly massively crucial deeply important question. Almost entirely completely absolutely zero standard travel insurance policies will physically legally securely effectively cover any massive medical bills if you are actively legally incorrectly driving a scooter entirely without a formally completely officially endorsed local Sri Lankan riding permit. You absolutely positively unequivocally must proudly possess the fully legally correctly authorized international paperwork specifically endorsed locally in Colombo entirely otherwise you explicitly naturally completely ride totally at your own massive absolute medical risk.